Full Time Coverage is available if you live in or travel in your RV full time and might lack the personal liability protection normally provided in a homeowner’s policy. Don’t be left financially exposed to certain third party claims not covered by your vehicle insurance.

Vacation (Campsite) Liability protects you up to the policy limit for your legal liability resulting from lawsuits, if you are negligent while using your RV as temporary living quarters.

Emergency Expense Allowance will pay up to defined limits for your hotel stay or your travel home, if you are over 50 miles from home or a storage location and your RV is damaged or destroyed by a covered cause of loss.

Reasonable Expense RV Towing means you don’t have to rely on the meager $100 towing coverage in automobile policies. Consider being surprised with a $2,000 towing bill. Our coverage pays the “reasonable” expense of towing your RV to the nearest qualified RV repair facility.

RV Roadside Assistance For Your RV is available 24/7/365, Toll Free. With certain companies, you can even opt to cover all the automobiles in your household.

*"SIGN & DRIVE" means you do not incur out of pocket expenses; just sign the receipt and you’re back on the road.

Total Loss Replacement coverage will reimburse your purchase of a new RV, of like quality and kind, should your RV be damaged beyond repair due to a covered loss occurring within the first five model years of your policy.

Purchase Price Guarantee Reimburses reimburses your original purchase price in the event you experience a covered total loss and choose to replace your RV.

Agreed Value Coverage allows you to insure an eligible RV at an “agreed amount” based on a qualified appraisal. If you own a “classic” motor home or towable RV, or have invested in custom improvements to your RV, don’t wait until you have a total loss to find out how much your insurance is willing to pay.

Personal Effect Replacement Coverage allows you to travel with the security of knowing your personal effects (clothing, dishes, etc.) are insured for replacement cost in the event of a covered loss.

Full Timers Stored Belongings can now be insured for values up to $99,000 while stored in an acceptable commercial facility (available only with Full Timer Liability Coverage).

Diminishing Deductible: Your deductible will be reduced 25% for each consecutive year you are claim free! This terrific reward for staying claim free continues until your deductible is completely eliminated.

Glass Claims: Glass claims on certain RVs can exceed $2500. We can now offer $100 deductible coverage on glass replacement, regardless of your policy’s comprehensive deductible. Plus there’s no deductible on chip repairs!

Companion Auto and Other Policies: Coverage is also available for your auto(s), boat(s), cycle(s), ATV(s) and snowmobile(s). Multi-policy discounts will save you money on all policies.

Awning Replacement: Should your awning require replacement from a covered loss, depreciation will not be deducted.

Adjacent Structures: Insurance for up to $2,000 value on qualified adjacent structures such as sheds, decks, sunrooms, etc.

E xtended Utility Trailers: Coverage for your utility trailer or tow dolly may be automatically included up to $2,500, with the option to purchase additional coverage for more expensive trailers.